FlatFeeSpectrum Affiliate FAQs

By Pulsar Marketing | Published  07/1/2006 | Affiliate FAQs |

Pulsar Marketing PMRSS.com Pulsar Marketing loan and credit card affiliate program news & media center for its innovative advertising networks. For targeted marketing and top affiliate revenue, join our affiliate marketing network.  Articles by Pulsar Marketing FlatFeeSpectrum.com Affiliate FAQs FlatFeeSpectrum.com Affiliate FAQs   Benefits of Using FlatFeeSpectrum.com Getting Started - Update Your Pay-To and URL(s) How to Obtain Banner Ad Codes How to Review Earnings How Daily Payout Rates are Determined When Payments are Disbursed Necessary Payment Information Review of Terms Benefits of Using FlatFeeSpectrum.Com Earn commissions daily just for hosting Banner Ads Daily earnings postings Quickly and easily optimize your ad space to earn revenue, and you can add, remove, or change ads even during the middle of the month because we award daily advertising rates, not monthly or 30 day rates. You can take pride in being an Affiliate Publisher for the only flat fee network that offers the power provided by FlatFeeSpectrum.Com! Return to Top Getting Started: After you login to your account, make sure your Pay-To information is correct, and be sure to list all the root domain URLs of your credit websites.   Note: Only the root, default URL for each website is allowed. For example, if your website is YourCreditSite.Com, then you would list yourcreditsite.com. Sub pages; such as yourcreditsite.com/page2.html or scripted pages such as yourcreditsite.com?page will not be approved. Note: Placement of Banner Ads on pages other than the root, default URL will not be crawled by our software and you will not be awarded the daily rate. Note: Each time you submit a new URL, it will be reviewed by for approval.  If approved, we use Alexa.com to obtain the search engine ranking of your URL.  Monthly we update the search engine ranks of all your URLs.  To see the rank assigned to your URL, click on the "Sites" link at the top left.  The search engine ranking determines how much per day, per Ad, you will earn for hosting any particular advertisement on your website. Note: Only after your URL has been approved, you may then request approval to host an Ad.    To Add a New URL to your Account:   Click the "Sites - Your URLs" menu option   Next, click on the green plus-sign button    Enter your root URL, without http://. If your website is www.mycreditsite.com, enter only www.mycreditsite.com Next, select the category that best matches your website. Your site must be at least 90% dedicated to U.S. consumer credit, cannot contain (nor link to) adult, racy, racial, lewd or obscene content. In the Description box, explain what your website is trying to achieve. If you have more than one website, click on the green plus-sign button again, and repeat the above steps. Once you are done, click on the "Save All" button. Return to Top How to obtain Banner Ads: NOTE: Modifying any advertisement code in any manner, preventing it from being displayed as formatted by the advertiser, or denying direct click-throughs, will result in 100% forfeiture of all revenue.    How to Obtain Banner Ads:   * If you have a URL that has been approved, Click on the "Available Banners - Register" menu option.  Browse the list of advertisements.  If a program interests you, click the link: "Preview Affiliate Site Requirements & Payout" for the demographics and payout details.   If you desire to earn revenue for an Ad, request assignment to one of your URLs. Simply select your URL from the dropdown menu, then click on the "Request to Host Ad" button.  If you do not see the "Request to Host Ad" button, it is because you do not yet have any domain URLs approved.   We will then review your Ad Hosting Request. Within 1 or 2 days, you may check for approval by clicking on the "Assignments - Check Status" menu option. Look at the approval section to see if your request was approved. If so, click on the "Get Banner Script" link to retrieve the Ad Code.   You must copy/paste the Banner Ad code exactly as given to you, is so our software can ensure you did not omit nor add any other code to it. Our software will scan the Ad code on your URL, line-by-line, character-by-character to ensure the integrity of our Ad.   Below are example codes and how to install them into the HTML of your approved URL:    Example Code Correct Full Code copied/pasted exactly as required. <br> <a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"> <img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1> <p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p> <br> Incorrect The <br> Tag must begin on a new HTML line, and NOT share an HTML line. <font face="Arial" class="size10"><br> <a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"> <img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1> <p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p> <br> Incorrect Missing the Start and End <br> Tags <a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"> <img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1> <p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p>        Example Code with <center> tags added by You Correct Center Tags are before and after the Start and End <br> Tags and are NOT on the same HTML lines. <center> <br> <a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"> <img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1> <p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p> <br> </center> Incorrect The starting and ending <br> Tags MUST be on their own separate HTML lines. <center><br> <a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"> <img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1> <p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p> <br></center> Incorrect Center Tags are placed inside the Start and End <br> Tags <br> <center> <a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"> <img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1> <p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p> </center> <br>         Return to Top How to View Earnings:    Your "Balance" information is displayed on each page. "Current Balance" is the amount you have earned since the last payout to you. "Yesterdays Earnings" is the amount you have been awarded since the most recent spider crawl.  The "Debit" field does not apply to affiliates.    At random intervals, our spider crawls each of your approved URLs daily. If your website was temporarily offline, or if you had intentionally or accidentally removed the advertisement or did not completely place the full code onto your web page, our spider will not be able to read the tag and no commission will be credited.    You can obtain a breakdown of your earnings by clicking on the "Details" button. You will see rates earned during various time frames.    Return to Top How Daily Rates are Determined    Our network enables you to earn more money per day if your web site has a strong search engine ranking!  To be fair and unbiased, we query Alexa for your web site's rank.  During the first week of each month we update your rank (if the rank has changed). Your Alexa rank determines if your web site is eligible for a higher than standard payout rate.  Sites typically considered to be "high ranking" are ones that fall within the first three rank categories.  Sites that fall within the fourth through sixth categories are typically considered as average ranking. Sites within the seventh through tenth categories are often considered as poor ranking. * Rank category ranges may change.  Refer to the current rank categories available in your Publisher Control Panel.    According to Alexa, the lower the Alexa rank number the more traffic the web site generates. We pay higher daily rates to Publisher web sites that have a strong (lower number) Alexa rank.    Each Advertiser decides the rates they will pay per day for each rank category.  When you review Client rates in your Publisher Control Panel, you will see exactly how much each Client will pay per web site rank.    Return to Top When Payments are Disbursed:    We payout monthly, by the end of the month for the preceding month's earnings if those earnings total a minimum of $10.00.   If your earnings are less than $10.00, your earnings will be carried forward, month-to-month, until the $10.00 minimum is obtained, at which time it will be rendered to you on the next payout schedule.   See also "Necessary Payment Information".   Return to Top Necessary Payment Information   In order to receive your earned commissions pursuant to our payout schedule, the following information is necessary:   U.S. citizens - we require a completed W9 tax form and a physical mailing address. U.S. citizens are paid by mailed check to a physical address (not to a PO Box).  To confirm your U.S. location, you must provide us with a valid phone number whereby we are able to make phone contact with you.  To obtain a W9, visit: http://www.irs.gov/pub/irs-pdf/fw9.pdf Mail the W9 to us at the address below: Pulsar Marketing 16033 N Big Hill Gulfport, MS 39503   Non-U.S. citizens - we require a W-8BEN, which you can obtain at: http://www.irs.gov/pub/irs-pdf/fw8ben.pdf Mail the W8 to us at the address below: Pulsar Marketing 16033 N Big Hill Gulfport, MS 39503  USA You must also have a registered account at PayPal, and that account must be declared by PayPal to be a Non-U.S., Verified Member account.  If we attempt a commission payment to you via PayPal, but PayPal has your email address listed as "not registered", we will re-attempt payment during the following month.  If we attempt payment to you via PayPal, but PayPal has your email address listed as "U.S. Verified", your commission earnings will be forfeited by you.    To receive any earned commissions, it is crucial that you correctly identify yourself.  We will not be held responsible for lost payments due to your submission of incorrect personal data, nor will be held liable to make secondary attempts to render commission payments to you.   These requirements are to ensure compliance with U.S. Federal Tax Laws and for our accounting Return to Top Review of Terms: Modifying any advertisement code in any manner, preventing it from being displayed as formatted by the advertiser, or denying direct click-throughs, will result in 100% forfeiture of all revenue.   Refer to the full Terms & Conditions Agreement.  Below are highlights:   * You must place our Banner advertisements, unmodified, in the HTML of the root, default URL of your website and not on any sub page, popup, frame or iframe.   * You will not attempt to conceal any advertisement in any manner, including but not limited to; the use of background colors, overlapping graphics, font manipulation, resizing, frames pages or iframes.   * You will earn commission rates only for hosting advertisements in which your URL has been approved by both Admin and the Client for a specific advertisement.   * You will not solicit; nor entertain a solicitation from any Pulsar Marketing Client for the purpose of circumventing our daily rate service, or for any purpose which may cause potential loss of revenue for Pulsar Marketing Inc, or any property owned/operated by Pulsar Marketing Inc in which any Client, including the Client's product or service even if operated under a different name or alias; or in which you or your company, may also be a client or affiliate member.   * You agree that any violation of our Terms and Agreement, contained herein in this "Review of Terms" and within the full Terms and Agreement, can and will result in immediate termination of your account and your undisputed forfeiture of any earned yet unpaid commission rates.    TERMS & CONDITIONS AGREEMENT, effective June 10th,2005: By submitting an application to become an Affiliate of Pulsar Marketing Inc. and one or more of Pulsar Marketing's Affiliate Networks, you certify that all information in your Registration Form is true and correct and that you have read this Agreement, understand all terms and conditions, and agree to be legally bound by them. "YOU" or "YOUR" means YOU the applicant. "WE" or "OUR" or "US" means Pulsar Marketing Inc. and one or more of Pulsar Marketing's Affiliate Networks. "OUR site" means PulsarMarketing.com and one or more of Pulsar Marketing's Affiliate Networks for which YOU have been accepted as an Affiliate, and "YOUR site" means YOUR Web site or sites that YOU use to link to OUR site(s) or to OUR Client Advertiser site(s). "Program" means Pulsar Marketing Inc. and one or more of Pulsar Marketing's Affiliate Networks, of which the purpose is to generate revenue for YOU by promoting Our site and/or Our client products and/or services featured on OUR Affiliate Network(s). CURRENT AND FUTURE SITE ACCEPTABILITY WE reserve the right to not accept any sites that have, in OUR sole opinion, any controversial or unacceptable content such as, but not limited to, sites that promote, contain or link to: violence or hatred; criminal or illegal activities; sexually explicit material; discrimination based on race, color, sex, religion, nationality, disability, sexual orientation or age; libelous, defamatory, disparaging, obscene, offensive or other content that WE deem inappropriate; material that infringes on trademark, copyright or patent rights of another party. YOU agree that such content is Not Permitted, now or in the future, and is cause for immediate termination of this agreement and forfeiture of any and all moneys earned but not yet paid should such controversial or unacceptable content be discovered by Us on Your site(s) at any time whether such content existed on Your site(s) upon initial review and acceptance by Pulsar Marketing Inc. We also reserve the right to approve Affiliate membership into one or more Pulsar Marketing network, yet to simultaneously reject membership into one or more of Pulsar Marketing's other networks. Pulsar Marketing shall base individual network approvals and rejections; at its sole discretion, upon the qualifications of each Affiliate and each Affiliate's website. INDEPENDENT CONTRACTOR YOU and WE are independent contractors in this agreement. A party, and its agents and employees, are not partners, agents, representatives, joint venturers or employees of the other party. YOU have no authority to make or accept any offer on OUR behalf. YOU will not do or say anything to contradict this independent contractor relationship. Prior to receiving any commission revenue, you must provide us with a completed, signed W9 Form (U.S. Affiliates) or a W8-BEN Form (Non-U.S. Affiliates). Should your address, name, or other identifying information change, you must provide a new W9 Form or W8-BEN Form to continue receiving any earned commissions. OUR RESPONSIBILITIES WE agree to furnish YOU access to OUR network site(s) for which you have been accepted as an Affiliate through links furnished by US. WE will provide YOU with the minimum necessary advertisement links or codes (based upon the network for which You have been accepted) for You to place onto your approved web site(s) page(s). YOU agree not to attempt modifying any advertisement link or code; or your web page(s), in any manner that may interfere with the delivery and proper display of advertisement content. WE will maintain OUR network site(s) on OUR server(s). WE retain the right to make changes to OUR network site(s) as deemed necessary by US at OUR sole discretion and without any advance notice. WE will provide statistical data for revenue generated by You for which We were able to track, record and log in good faith using Our software. YOUR RESPONSIBILITIES YOU agree to display the respective advertisement code or link on YOUR site as provided to You by Us. For copyright issues and other concerns, YOU must legally own the domain(s) which YOU listed on YOUR affiliate registration. YOU agree to follow any instructions or guidelines WE dictate for using codes or links. YOU agree to cooperate fully with US to ensure codes and links are maintained and used according to OUR requirements as well as the marketing Terms and Conditions of each respective Client Advertiser. YOU will not alter, modify or expand any code or link, and will install it in the precise format provided to YOU by US. You will not attempt to conceal the results of Our codes or links in any manner, including but not limited to; the use of background colors, overlapping graphics, font manipulation, resizing, frames pages or iframes without first receiving expressed written permission from Us. You agree to not place Our Client Advertiser links or codes onto any incentive-based website(s) unless placement on incentive-based websites is specifically authorized in writing by Pulsar Marketing and the respective Client Advertiser(s). You agree to follow all marketing Terms and Conditions as set forth by Pulsar Marketing and Client Advertisers including; but not limited to, content which may or may not be permitted on link/code placement web pages or emails, approved graphics, textual content, as well as updating graphics and textual content as required to remain within marketing compliance. You will earn commissions only for valid consumer actions which were derived via the codes and links provided to You by Us. For details regarding valid consumer actions, refer to the respective Affiliate Network. YOU agree to accept email and other correspondence from US at the email and/or physical mail address YOU provide US on YOUR Registration Form. YOU agree to keep US advised and up to date on any and all changes that may be necessary as to the information You had submitted on the Affiliate Registration Form. YOU agree that if YOU advise US that YOU no longer wish to receive email from US then this agreement will be considered terminated and Your Affiliate membership will likewise be terminated, and any earned yet unpaid commissions shall remain subject to Our minimal payment requirements. In the event You have an upaid balance which does not meet Our minimal payment requirement, You shall forfeit said balance upon termination of this Agreement. YOU agree not to solicit, nor attempt to solicit, any Client Advertiser on any Pulsar Marketing network for the purpose of entering into direct advertising agreements which may circumvent OUR service and the award of OUR service fee to Us. YOU further agree not to entertain any solicitation which YOU may receive from any Client Advertiser on OUR network, and to report such instances within two (2) business days of receiving any such solicitation. YOU understand and agree that violations of this policy, and any violation of OUR AGREEMENT, shall result in YOUR immediate termination from any and all Pulsar Marketing networks and forfeiture of any and all earned yet outstanding revenue, regardless of balance amount. YOU agree that unsolicited email (spamming) and/or other generally unacceptable forms of marketing and/or any marketing techniques, methods or approaches that are done directly or indirectly promoting OUR products and or services and are not pre-approved by US are Not Permitted. YOU agree that WE are the sole authority to determine if any unapproved marketing YOU do for US directly or indirectly is "generally unacceptable" or is considered "spamming". YOU agree that YOUR failure to follow any and all terms of this agreement allows US, at OUR sole discretion, to immediately terminate this agreement and to deny remitting to You or to Your representative any generated yet upaid commissions. PAYMENTS Compensation which is earned and originating from activity received through YOUR placement of OUR advertising code or link shall be paid monthly, by the end of the month for the preceding month's earnings, provided the amount is $50 or more ($50 minimal requirement). In the event YOUR earnings are less than $50, YOUR earnings will be carried forward month-to-month until the $50 minimum is obtained. Commission totals from more than one Pulsar Marketing Affiliate Network cannot be combined in order to meet the $50 minimum requirement. In order to receive commission payments from more than one Pulsar Marketing Affiliate Network, You must generate a minimum of $50 in monthly revenue from each network. For networks in which You generate revenue yet fail to generate a minimum of $50 in monthly revenue, said revenue shall be carried forward month-to-month on the respective network until You generate the required $50 minimum. Additionally, Affiliates with multiple Affiliate memberships at the same Pulsar Marketing Affiliate Network, cannot combine; nor transfer, commission balances from one membership to another. For commission payout amounts, refer to each Client Advertiser's compensation at the respective Pulsar Marketing Affiliate Network. In order to receive your earned commissions pursuant to our payout schedule, the following information is necessary: U.S. Affiliates: You must be a U.S. citizen residing in the U.S. with a valid, physical mailing address. You must provide Us with a completed, signed W9 Form for each current tax year. Commission payments are rendered via a Pulsar Marketing debit card or a mailed check to a physical U.S. address (not to a PO Box). Commission payments generated yet pending distribution due to YOUR not having supplied the necessary current tax form or other personal information, shall be held for a maximum of 90 days from the date of the check; or in the event of debit card payments, 90 days from the date in which the payment transfer was to occur. Affiliates who do not provide the proper tax form or other required personal information prior to the 90 day expiry shall forfeit said commission payment(s). Non-U.S. Affiliates: To claim Non-U.S. Affiliate status, You must either reside outside of the U.S. or be able to prove You do not have U.S. citizenship. You must provide Us with a completed, signed W8-BEN Form for each current tax year, as well as a PayPal email address which lists Your PayTo Name and declares Your PayPal account as a Verified Non-US Member. Commission payments are rendered via PayPal or a mailed check to a physical Non-U.S. address (not to a PO Box). Commission payments generated yet pending distribution due to YOUR not having supplied the necessary current tax form or other personal information, shall be held for a maximum of 90 days from the date of the check; or in the event of debit card payments, 90 days from the date in which the payment transfer was to occur. Affiliates who do not provide the proper tax form or other required personal information prior to the 90 day expiry shall forfeit said commission payment(s). NOTE: Citizenship/Residency Change: You cannot change any citizenship nor country of residence information after registering, joining and/or getting approved for any Pulsar Marketing Affiliate Network. If You need to change Your citizenship and/or national residency, You must terminate Your existing Affiliate membership and re-join using Your new citizenship/residency information. Pursuant to Our termination policy, generated yet unpaid commissions cannot be transferred from one Affiliate membership to another. Additionally, commission payments will not be forwarded from a previous declared U.S. address to a Non-U.S. address. REPRESENTATIONS AND WARRANTIES YOU represent to US that YOU have the authority to enter into this Agreement, that YOU are licensed (to the extent required by law) to do business and to carry out YOUR obligations in this Agreement, and that, to YOUR knowledge, there is nothing that would prevent or threaten YOUR ability to perform YOUR obligations in this agreement. YOU have independently evaluated the desirability of participating in the program and YOU are not relying on any representation, guarantee or assurance other than as stated in this agreement. YOU represent; to the best of YOUR knowledge and control, all consumer activity and any and all subsequent commission earnings generated through the Advertising codes and links provided to You by Us are valid and; in instances of application/lead form submissions, such forms were completed and submitted by the same person whose name is on the application. CHANGES WE may change, modify, add or delete any term or condition of this Agreement (collectively a "Change"), at any time and at OUR sole discretion, by emailing to YOU or by posting on OUR site the Change, effective on the date WE specify. Changes may relate to, for example, the scope or type of Commissions, the Commission payment schedule, payment procedures and Program rules. IF ANY CHANGE IS UNACCEPTABLE TO YOU, YOU MAY TERMINATE THIS AGREEMENT PURSUANT TO OUR TERMINATION POLICY. YOUR CONTINUED PARTICIPATION IN THE PROGRAM AFTERWARDS CONSTITUTES YOUR BINDING ACCEPTANCE OF THE CHANGE. WARRANTY DISCLAIMERS OUR site is provided as is, without any express or implied warranty of any kind with respect to OUR program, the links or OUR system(s), policies or procedures, including, without limitation, warranties of fitness, merchantability or non-infringement of intellectual property. In addition, WE make no representation or warranty that the operation of OUR site will be uninterrupted or error free, and WE will not be liable for any interruptions, downtime or errors. WE cannot be held liable for the accuracy of, or errors in, the reports WE use from others or from the failure of others to provide reports, although WE will make all reasonable efforts to assure such reports are accurate and timely to the best of OUR ability. WE may at any time directly or indirectly solicit new customers on terms that may differ from those in this agreement or from those in effect at the time of this agreement. WE may operate web sites that are similar to or compete with YOUR site. CONFIDENTIALITY Without prior written consent, YOU or WE will not use or share with any third party any information relating to the number, percentage or type of visitors on YOUR site that follow a link to OUR site(s) without limitation. YOU or WE will not disclose or share with any third party the amount of compensation paid to YOU under this agreement. This provision will survive termination of this agreement. INDEMNIFICATION WE agree to hold harmless YOU and YOU agree to hold harmless US from any and all loss, damage, liability, claims or causes of action in any way resulting from any acts or omissions of either US or YOU in connection with or in any way related to this agreement. This mutual indemnity shall include, but not be limited to, any loss, damage, liability, claims, or causes of action under any state or federal consumer credit laws, including but not limited to the Federal Truth in Lending Act and Equal Credit Opportunity Act. LIMITATION OF LIABILITY WE will not be liable for indirect, special or consequential damages, such as loss of revenue, profits or data, arising from or in connection with this agreement or the program, regardless of whether WE were informed or had direct or imputed knowledge of the possibility of direct, special or consequential damages. YOUR obligations in this provision will survive termination or expiration of this agreement. Except with respect to compensation payment obligations WE owe to YOU, the total aggregate liability relating to this agreement that WE will be liable for is $500.00. TERM, TERMINATION The term of this agreement is thirty (30) days from the date of its execution by both parties, and is automatically renewed monthly until terminated by YOU or US. Upon termination of this agreement all compensation paid to YOU shall immediately cease. The indemnification and other terms that are necessary after the termination of this agreement shall survive any termination of this agreement. Pulsar Marketing Inc.; may, at Pulsar Marketing Inc's sole discretion, terminate You from any or all Pulsar Marketing Affiliate Networks. Common reasons for Affiliate Termination by Pulsar Marketing Inc include; but are not limited to, Your failure to comply with Pulsar Marketing's Terms and Conditions contained in this AGREEMENT, Your failure to meet the marketing Terms and Conditions as set forth by Pulsar Marketing's Client Advertisers, inability for Pulsar Marketing to contact You via email or telephone, vulgar/obscene correspondence; whether verbal or written, from You to any Pulsar Marketing Inc staff member, or failure to provide required tax information within 90 days of generating commissions. YOU agree that termination of this agreement; for any reason either by You or by Us, will also immediately terminate any further payments for commissions generated by You yet upaid by Us. In such event, any earned yet upaid balance(s) shall be forfeited by You. BINDING AND SOLE AGREEMENT This agreement shall be binding upon YOU and US and to any successors and/or assignees. This agreement is the sole agreement between the parties, no prior agreements or understandings shall be effective for any reason. The waiver or failure of either party to exercise any right provided in this agreement shall not be deemed a waiver of any other rights. In the event that any portion of this agreement be declared void, unlawful or unenforceable, that portion shall be deemed stricken from this agreement and the remaining portions of this agreement shall continue in full force and effect. YOU shall comply with all United States Of America Federal, State, and Local laws. NO ASSIGNMENT YOU will not assign any aspect of this agreement to another person or entity without OUR prior written consent which will be at OUR sole discretion. GOVERNING LAW This agreement shall be construed and enforced in accordance with, and governed by, the laws of The United States Of America and or the State Of Mississippi. All causes of action between the parties shall be brought in the appropriate court in Harrison County, Mississippi. In the event of litigation, the prevailing party shall be entitled to recover reasonable attorney fees and costs. CORRESPONDENCE All correspondence WE send to YOU, including but not limited to YOUR compensation payments, will be sent to the email address and or the mailing address YOU provided to US on the Pulsar Marketing Affiliate Program Registration Form. DIRECT ALL CORRESPONDENCE REGARDING ANY PULSAR MARKETING AFFILIATE NETWORK TO: Pulsar Marketing, 16033 N Big Hill, Gulfport, MS 39503 ENTIRE AGREEMENT This agreement is the complete and entire agreement of the contract between YOU and US regarding this relationship and will not be affected by any prior written or oral agreements or assurances. Return to Top

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<font face="Verdana" size=2>FlatFeeSpectrum Affiliate FAQs - by <a href=http://pmrss.com>Pulsar Marketing</a><br><br><P style="MARGIN: 0px" align=left><B><FONT face="Arial Rounded MT Bold" size=4><a name=Menu>FlatFeeSpectrum.com Affiliate FAQs</A></FONT></B></P> <P style="MARGIN: 0px 20px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px 5px"><B><FONT face=Verdana size=2><a href="#Benefits">Benefits of Using FlatFeeSpectrum.com</A></FONT></B></P> <P style="MARGIN: 0px 10px 5px"><B><FONT face=Verdana size=2><a href="#Started">Getting Started - Update Your Pay-To and URL(s)</A></FONT></B></P> <P style="MARGIN: 0px 10px 5px"><B><FONT face=Verdana size=2><a href="#Obtain">How to Obtain Banner Ad Codes</A></FONT></B></P> <P style="MARGIN: 0px 10px 5px"><B><FONT face=Verdana size=2><a href="#View">How to Review Earnings</A></FONT></B></P> <P style="MARGIN: 0px 10px 5px"><B><FONT face=Verdana size=2><a href="#Daily">How Daily Payout Rates are Determined</A></FONT></B></P> <P style="MARGIN: 0px 10px 5px"><B><FONT face=Verdana size=2><a href="#Payments">When Payments are Disbursed</A></FONT></B></P> <P style="MARGIN: 0px 10px 5px"><B><FONT face=Verdana size=2><a href="#Info">Necessary Payment Information</A></FONT></B></P> <P style="MARGIN: 0px 10px 5px"><B><FONT face=Verdana size=2><a href="#Terms">Review of Terms<BR><BR></A></FONT></B></P> <DIV align=left> <TABLE borderColor=#9933ff cellSpacing=0 cellPadding=0 width=600 bgColor=#dcdcdc border=1> <TBODY> <TR> <TD width="100%"> <P style="MARGIN: 0px 20px 5px" align=left><FONT face=Verdana size=2><B><a name=Benefits>Benefits of Using FlatFeeSpectrum.Com</A></B></FONT></P> <P style="MARGIN: 0px 20px 5px" align=left><FONT face=Verdana size=2><IMG height=14 src="http://flatfeespectrum.com/littlepulse.jpg" width=22 border=0> Earn commissions daily just for hosting Banner Ads</FONT></P> <P style="MARGIN: 0px 20px 5px" align=left><FONT face=Verdana size=2><IMG height=14 src="http://flatfeespectrum.com/littlepulse.jpg" width=22 border=0> Daily earnings postings</FONT></P> <P style="MARGIN: 0px 20px 5px" align=left><FONT face=Verdana size=2><IMG height=14 src="http://flatfeespectrum.com/littlepulse.jpg" width=22 border=0> Quickly and easily optimize your ad space to earn revenue, and you can add, remove, or change ads even during the middle of the month because we award daily advertising rates, not monthly or 30 day rates.</FONT></P> <P style="MARGIN: 0px 20px 5px" align=left><FONT face=Verdana size=2><IMG height=14 src="http://flatfeespectrum.com/littlepulse.jpg" width=22 border=0> You can take pride in being an Affiliate Publisher for the <B><I>only</I></B> flat fee network that offers the power provided by FlatFeeSpectrum.Com!</FONT></P> <P align=center><BR><a href="#Menu"><FONT face=Verdana size=2>Return to Top</FONT></A></P> <P style="MARGIN: 0px 10px" align=left><B><FONT face=Verdana size=2><a name=Started>Getting Started:</A><BR></FONT></B></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>After you login to your account, make sure your Pay-To information is correct, and be sure to list all the root domain URLs of your credit websites.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <DIV align=left> <TABLE borderColor=#ffffff cellSpacing=0 cellPadding=0 width=590 bgColor=#f0f0f0 border=1> <TBODY> <TR> <TD width="100%"> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=1>Note: Only the root, default URL for each website is allowed.<br> <br> For example, if your website is YourCreditSite.Com, then you would list yourcreditsite.com.<br> <br> Sub pages; such as yourcreditsite.com/page2.html or scripted pages such as yourcreditsite.com?page will not be approved.<br> <br> Note: Placement of Banner Ads on pages other than the root, default URL will not be crawled by our software and you will not be awarded the daily rate.<br> <br> Note: Each time you submit a new URL, it will be reviewed by for approval.  If approved, we use Alexa.com to obtain the search engine ranking of your URL.  Monthly we update the search engine ranks of all your URLs.  To see the rank assigned to your URL, click on the "Sites" link at the top left.  The search engine ranking determines how much per day, per Ad, you will earn for hosting any particular advertisement on your website.<br> <br> Note: Only after your URL has been approved, you may then request approval to host an Ad.</FONT></P> </TD></TR></TBODY></TABLE></DIV> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2>  </FONT> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2><b>To Add a New URL to your Account:</b></FONT> <P style="MARGIN: 0px 10px" align=left><font face="Verdana" size="2"> </font> <P style="MARGIN: 0px 10px" align=left><font face="Verdana" size="2">Click the "Sites - Your URLs" menu option</font> <P style="MARGIN: 0px 10px" align=left><font face="Verdana" size="2"> </font> <P style="MARGIN: 0px 10px" align=left><font face="Verdana" size="2">Next, click on the green plus-sign button</font> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2>  </FONT> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2>Enter your root URL, without http://.<br> <br> If your website is www.mycreditsite.com, enter only www.mycreditsite.com</FONT> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2></FONT> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2>Next, select the category that best matches your website. Your site must be at least 90% dedicated to U.S. consumer credit, cannot contain (nor link to) adult, racy, racial, lewd or obscene content.</FONT> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2></FONT> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2>In the Description box, explain what your website is trying to achieve.</FONT> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2></FONT> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2>If you have more than one website, click on the green plus-sign button again, and repeat the above steps.</FONT> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2></FONT> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2>Once you are done, click on the "Save All" button.</FONT> <P style="MARGIN: 0px 10px" align=center><FONT face=Verdana size=2><BR></FONT><a href="#Menu"><FONT face=Verdana size=2>Return to Top<BR></FONT></A></P> <P style="MARGIN: 0px 10px 0px 5px" align=left><B><FONT face="Arial Rounded MT Bold" color=#000000 size=3><a name=Obtain>How to obtain Banner Ads:</A></FONT><FONT face="Arial Rounded MT Bold" color=#800000 size=3><BR><BR></FONT><font color="#800000" face="Verdana" size="2">NOTE: Modifying any advertisement code in any manner, preventing it from being displayed as formatted by the advertiser, or denying direct click-throughs, will result in 100% forfeiture of all revenue.</font></B> <P style="MARGIN: 0px 13px 0px 5px" align=left><FONT face=Verdana size=2>  </FONT> <P style="MARGIN: 0px 10px" align=left><B><FONT face=Verdana size=2>How to Obtain Banner Ads:</FONT></B></P> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2><B>* If you have a URL that has been approved, Click on the "Available Banners - Register" menu option.  </B>Browse the list of advertisements.  If a program interests you, click the link: "<FONT color=#0000ff>Preview Affiliate Site Requirements & Payout</FONT>" for the demographics and payout details.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2>If you desire to earn revenue for an Ad, request assignment to one of your URLs. Simply select your URL from the dropdown menu, then click on the "Request to Host Ad" button.  <FONT color=#800000>If you do not see the "Request to Host Ad" button, it is because you do not yet have any domain URLs approved.</FONT></FONT></P> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px" align=left><font face="Verdana" size="2">We will then review your Ad Hosting Request. Within 1 or 2 days, you may check for approval by clicking on the "<font color="#0000FF">Assignments - Check Status</font>" menu option. Look at the approval section to see if your request was approved. If so, click on the "<font color="#0000FF">Get Banner Script</font>" link to retrieve the Ad Code.</font></P> <P style="MARGIN: 0px 10px" align=left><font face="Verdana" size="2"> </font></P> <P style="margin-left: 10; margin-right: 10; margin-top: 0px; margin-bottom: 0px" align=left><font face="Verdana" color="#800000" size="2"><b>Y</b></font><font face="Verdana" color="#800000" size="2"><b>ou must copy/paste the Banner Ad code exactly as given to you, is so our software can ensure you did not omit nor add any other code to it. Our software will scan the Ad code on your URL, line-by-line, character-by-character to ensure the integrity of our Ad.</b></font></P> <P style="MARGIN: 0px 10px" align=left><font face="Verdana" size="2"> </font></P> <P style="MARGIN: 0px 10px" align=left><font face="Verdana" size="2">Below are example codes and how to install them into the HTML of your approved URL:</font></P> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2>  </FONT></P> <P style="MARGIN: 0px 0px 2px" align=center><FONT face=Verdana size=2><B><a name=Code>Example Code</A></B></FONT></P> <DIV align=center> <CENTER> <TABLE borderColor=#000000 cellSpacing=0 cellPadding=0 width=500 bgColor=#ffffff border=1> <TBODY> <TR> <TD align=middle width=100 bgColor=#f2fff2> <P align=center><FONT face="Arial Rounded MT Bold" color=#366d6d size=4>Correct<BR></FONT><FONT face=Verdana color=#366d6d size=1>Full Code copied/pasted exactly as required.</FONT></P></TD></CENTER> <TD width=400 bgColor=#f2fff2> <P style="MARGIN: 2px" align=left><FONT face=Verdana size=1><br><BR><a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"><BR><img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1><BR><p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p><BR><br></FONT></P></TD></TR> <CENTER> <TR> <TD align=middle width=100 bgColor=#ffe8eb><FONT face="Arial Rounded MT Bold" color=#800000 size=4>Incorrect<BR></FONT><FONT face=Verdana color=#800000 size=1>The <br> Tag must begin on a new HTML line, and NOT share an HTML line.</FONT></TD> <TD width=400 bgColor=#ffe8eb><FONT face=Verdana size=1><B><font face="Arial" class="size10"></B><br><BR><a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"><BR><img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1><BR><p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p><BR><br></FONT></TD></TR> <TR> <TD align=middle width=100 bgColor=#ffe8eb> <P align=center><FONT face="Arial Rounded MT Bold" color=#800000 size=4>Incorrect<BR></FONT><FONT face=Verdana color=#800000 size=1>Missing the Start and End <br> Tags</FONT></P></TD></CENTER> <TD width=400 bgColor=#ffe8eb> <P style="MARGIN: 2px" align=left><FONT face=Verdana size=1><a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"><BR><img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1><BR><p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p></FONT></P></TD></TR></TBODY></TABLE></DIV> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=1>   </FONT></P> <P style="MARGIN: 0px 10px" align=left><FONT face=Verdana size=2>  </FONT></P> <P style="MARGIN: 0px 0px 2px" align=center><FONT face=Verdana size=2><B>Example Code with <center> tags added by You</B></FONT></P> <DIV align=center> <CENTER> <TABLE borderColor=#000000 cellSpacing=0 cellPadding=0 width=500 bgColor=#ffffff border=1> <TBODY> <TR> <TD align=middle width=100 bgColor=#f2fff2> <P align=center><FONT face="Arial Rounded MT Bold" color=#366d6d size=4>Correct<BR></FONT><FONT face=Verdana color=#366d6d size=1>Center Tags are before and after the Start and End <br> Tags and are NOT on the same HTML lines.</FONT></P></TD></CENTER> <TD width=400 bgColor=#f2fff2> <P style="MARGIN: 2px" align=left><FONT face=Verdana size=1><B><FONT color=#000000><center></FONT></B><BR><br><BR><a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"><BR><img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1><BR><p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p><BR><br><BR><B><FONT color=#000000></center></FONT></B></FONT></P></TD></TR> <CENTER> <TR> <TD align=middle width=100 bgColor=#ffe8eb><FONT face="Arial Rounded MT Bold" color=#800000 size=4>Incorrect<BR></FONT><FONT face=Verdana color=#800000 size=1>The starting and ending <br> Tags MUST be on their own separate HTML lines.</FONT></TD> <TD width=400 bgColor=#ffe8eb><FONT face=Verdana size=1><B><FONT color=#000000><center></FONT></B><br><BR><a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"><BR><img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1><BR><p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p><BR><br><B><FONT color=#000000></center></FONT></B></FONT></TD></TR> <TR> <TD align=middle width=100 bgColor=#ffe8eb> <P align=center><FONT face="Arial Rounded MT Bold" color=#800000 size=4>Incorrect<BR></FONT><FONT face=Verdana color=#800000 size=1>Center Tags are placed inside the Start and End <br> Tags</FONT></P></TD></CENTER> <TD width=400 bgColor=#ffe8eb> <P style="MARGIN: 2px" align=left><FONT face=Verdana size=1><br><BR><FONT color=#800000><B><center></B></FONT><BR><a href="http://www.flatfeespectrum.com/ads/adn_click.php?n=#" target="_blank" title="Bad credit credit cards, secured and unsecured loans." onmouseover="window.status='Credit Federal'; return true;" onmouseout="window.status='; return true;"><BR><img src="http://www.flatfeespectrum.com/ads/adn_view.php?n=#" border=0 height=1 width=1><BR><p align="center"><a href="http://creditfederal.com" target="_blank"><img border="0" src="http://creditfederal.com/ad.jpg" alt="Bad credit cards, secured and unsecured loans." width="505" height="103"></a></p><BR><FONT color=#800000><B></center></B></FONT><BR><br></FONT></P></TD></TR></TBODY></TABLE></DIV> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=1>   </FONT></P> <P style="MARGIN: 0px 10px 0px 0px" align=center><FONT face=Verdana size=2>   <BR></FONT><a href="#Menu"><FONT face=Verdana size=2>Return to Top<BR></FONT></A></P> <P style="MARGIN: 0px 10px" align=left><B><FONT face=Verdana size=2><a name=View>How to View Earnings:</A></FONT></B></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>  </FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>Your "Balance" information is displayed on each page. "Current Balance" is the amount you have earned since the last payout to you. "Yesterdays Earnings" is the amount you have been awarded since the most recent spider crawl.  The "Debit" field does not apply to affiliates.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>  </FONT></P> <DIV align=left> <TABLE borderColor=#ffffff cellSpacing=0 cellPadding=0 width=590 bgColor=#f0f0f0 border=1> <TBODY> <TR> <TD width="100%"> <P style="MARGIN: 5px"><FONT face=Verdana size=2>At random intervals, our spider crawls each of your approved URLs daily. If your website was temporarily offline, or if you had intentionally or accidentally removed the advertisement or did not completely place the full code onto your web page, our spider will not be able to read the tag and no commission will be credited.</FONT></P></TD></TR></TBODY></TABLE></DIV> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>  </FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>You can obtain a breakdown of your earnings by clicking on the "Details" button. You will see rates earned during various time frames.</FONT></P> <P style="MARGIN: 0px 10px" align=center><FONT face=Verdana size=2>  <BR></FONT><a href="#Menu"><FONT face=Verdana size=2>Return to Top<BR></FONT></A></P> <P style="MARGIN: 0px 10px" align=left><B><FONT face=Verdana size=2><a name=Daily>How Daily Rates are Determined</A></FONT></B></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>  </FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>Our network enables you to earn <B>more</B> money per day if your web site has a strong search engine ranking!  To be fair and unbiased, we query Alexa for your web site's rank.  During the first week of each month we update your rank (if the rank has changed). Your Alexa rank determines if your web site is eligible for a higher than standard payout rate.  Sites typically considered to be "high ranking" are ones that fall within the first three rank categories.  Sites that fall within the fourth through sixth categories are typically considered as average ranking. Sites within the seventh through tenth categories are often considered as poor ranking.<br> <br> </FONT><FONT face=Verdana size=1>* Rank category ranges may change.  Refer to the current rank categories available in your Publisher Control Panel.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>  </FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>According to Alexa, the lower the Alexa rank number the more traffic the web site generates. We pay higher daily rates to Publisher web sites that have a strong (lower number) Alexa rank.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>  </FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>Each Advertiser decides the rates they will pay per day for each rank category.  When you review Client rates in your Publisher Control Panel, you will see exactly how much each Client will pay per web site rank.</FONT></P> <P style="MARGIN: 0px 10px" align=center><FONT face=Verdana size=2>  <BR></FONT><a href="#Menu"><FONT face=Verdana size=2>Return to Top<BR></FONT></A></P> <P style="MARGIN: 0px 10px" align=left><B><FONT face=Verdana size=2><a name=Payments>When Payments are Disbursed:</A></FONT></B></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>  </FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>We payout monthly, by the end of the month for the preceding month's earnings if those earnings total a minimum of $10.00.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>If your earnings are less than $10.00, your earnings will be carried forward, month-to-month, until the $10.00 minimum is obtained, at which time it will be rendered to you on the next payout schedule.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>See also "<a href="http://flatfeespectrum.com/publisher/page7.html">Necessary Payment Information</A>".</FONT></P> <P style="MARGIN: 0px 10px 0px 0px" align=center><BR><FONT face=Verdana size=2>  </FONT><a href="#Menu"><FONT face=Verdana size=2>Return to Top<BR></FONT></A></P> <P style="MARGIN: 0px 10px" align=left><B><FONT face=Verdana size=2><a name=Info>Necessary Payment Information</A></FONT></B></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>In order to receive your earned commissions pursuant to our payout schedule, the following information is necessary:</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>U.S. citizens - we require a completed W9 tax form and a physical mailing address. U.S. citizens are paid by mailed check to a physical address (not to a PO Box).  To confirm your U.S. location, you must provide us with a valid phone number whereby we are able to make phone contact with you.  To obtain a W9, visit:<BR><a title=http://www.irs.gov/pub/irs-pdf/fw9.pdf href="http://www.irs.gov/pub/irs-pdf/fw9.pdf" target=_blank>http://www.irs.gov/pub/irs-pdf/fw9.pdf<BR></A>Mail the W9 to us at the address below:<BR><B>Pulsar Marketing<BR>16033 N Big Hill<BR>Gulfport, MS 39503</B><BR><BR> </FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>Non-U.S. citizens - we require a W-8BEN, which you can obtain at:<BR><a title=http://www.irs.gov/pub/irs-pdf/fw8ben.pdf href="http://www.irs.gov/pub/irs-pdf/fw8ben.pdf" target=_blank>http://www.irs.gov/pub/irs-pdf/fw8ben.pdf<BR></A><a title=http://www.irs.gov/pub/irs-pdf/fw9.pdf href="http://www.irs.gov/pub/irs-pdf/fw9.pdf" target=_blank></A>Mail the W8 to us at the address below:<BR><B>Pulsar Marketing<BR>16033 N Big Hill<BR>Gulfport, MS 39503  USA</B><BR>You must also have a registered account at PayPal, and that account must be declared by PayPal to be a Non-U.S., Verified Member account.  If we attempt a commission payment to you via PayPal, but PayPal has your email address listed as "not registered", we will re-attempt payment during the following month.  If we attempt payment to you via PayPal, but PayPal has your email address listed as "U.S. Verified", your commission earnings will be forfeited by you.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>  </FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>To receive any earned commissions, it is crucial that you correctly identify yourself.  We will not be held responsible for lost payments due to your submission of incorrect personal data, nor will be held liable to make secondary attempts to render commission payments to you.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>These requirements are to ensure compliance with U.S. Federal Tax Laws and for our accounting</FONT></P> <P align=center><BR><a href="#Menu"><FONT face=Verdana size=2>Return to Top<BR></FONT></A></P> <P style="MARGIN: 0px 10px" align=left><B><FONT face=Verdana size=2><a name=Terms>Review of Terms:</A><BR><BR><font color="#800000">Modifying any advertisement code in any manner, preventing it from being displayed as formatted by the advertiser, or denying direct click-throughs, will result in 100% forfeiture of all revenue.</font></FONT></B></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>Refer to the full Terms & Conditions Agreement.  Below are highlights:</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>* You must place our Banner advertisements, unmodified, in the HTML of the root, default URL of your website and not on any sub page, popup, frame or iframe.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>* You will not attempt to conceal any advertisement in any manner, including but not limited to; the use of background colors, overlapping graphics, font manipulation, resizing, frames pages or iframes.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>* You will earn commission rates only for hosting advertisements in which your URL has been approved by both Admin and the Client for a specific advertisement.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>* You will not solicit; nor entertain a solicitation from any Pulsar Marketing Client for the purpose of circumventing our daily rate service, or for any purpose which may cause potential loss of revenue for Pulsar Marketing Inc, or any property owned/operated by Pulsar Marketing Inc in which any Client, including the Client's product or service even if operated under a different name or alias; or in which you or your company, may also be a client or affiliate member.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2></FONT> </P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>* You agree that any violation of our Terms and Agreement, contained herein in this "Review of Terms" and within the full Terms and Agreement, can and will result in immediate termination of your account and your undisputed forfeiture of any earned yet unpaid commission rates.</FONT></P> <P style="MARGIN: 0px 10px"><FONT face=Verdana size=2>  </FONT></P> <p><textarea rows="10" name="S1" cols="80" style="font-family: Verdana; font-size: 10pt; background-color: #FBFBE6; border: 1 solid #480091">TERMS & CONDITIONS AGREEMENT, effective June 10th,2005: By submitting an application to become an Affiliate of Pulsar Marketing Inc. and one or more of Pulsar Marketing's Affiliate Networks, you certify that all information in your Registration Form is true and correct and that you have read this Agreement, understand all terms and conditions, and agree to be legally bound by them. "YOU" or "YOUR" means YOU the applicant. "WE" or "OUR" or "US" means Pulsar Marketing Inc. and one or more of Pulsar Marketing's Affiliate Networks. "OUR site" means PulsarMarketing.com and one or more of Pulsar Marketing's Affiliate Networks for which YOU have been accepted as an Affiliate, and "YOUR site" means YOUR Web site or sites that YOU use to link to OUR site(s) or to OUR Client Advertiser site(s). "Program" means Pulsar Marketing Inc. and one or more of Pulsar Marketing's Affiliate Networks, of which the purpose is to generate revenue for YOU by promoting Our site and/or Our client products and/or services featured on OUR Affiliate Network(s). CURRENT AND FUTURE SITE ACCEPTABILITY WE reserve the right to not accept any sites that have, in OUR sole opinion, any controversial or unacceptable content such as, but not limited to, sites that promote, contain or link to: violence or hatred; criminal or illegal activities; sexually explicit material; discrimination based on race, color, sex, religion, nationality, disability, sexual orientation or age; libelous, defamatory, disparaging, obscene, offensive or other content that WE deem inappropriate; material that infringes on trademark, copyright or patent rights of another party. YOU agree that such content is Not Permitted, now or in the future, and is cause for immediate termination of this agreement and forfeiture of any and all moneys earned but not yet paid should such controversial or unacceptable content be discovered by Us on Your site(s) at any time whether such content existed on Your site(s) upon initial review and acceptance by Pulsar Marketing Inc. We also reserve the right to approve Affiliate membership into one or more Pulsar Marketing network, yet to simultaneously reject membership into one or more of Pulsar Marketing's other networks. Pulsar Marketing shall base individual network approvals and rejections; at its sole discretion, upon the qualifications of each Affiliate and each Affiliate's website. INDEPENDENT CONTRACTOR YOU and WE are independent contractors in this agreement. A party, and its agents and employees, are not partners, agents, representatives, joint venturers or employees of the other party. YOU have no authority to make or accept any offer on OUR behalf. YOU will not do or say anything to contradict this independent contractor relationship. Prior to receiving any commission revenue, you must provide us with a completed, signed W9 Form (U.S. Affiliates) or a W8-BEN Form (Non-U.S. Affiliates). Should your address, name, or other identifying information change, you must provide a new W9 Form or W8-BEN Form to continue receiving any earned commissions. OUR RESPONSIBILITIES WE agree to furnish YOU access to OUR network site(s) for which you have been accepted as an Affiliate through links furnished by US. WE will provide YOU with the minimum necessary advertisement links or codes (based upon the network for which You have been accepted) for You to place onto your approved web site(s) page(s). YOU agree not to attempt modifying any advertisement link or code; or your web page(s), in any manner that may interfere with the delivery and proper display of advertisement content. WE will maintain OUR network site(s) on OUR server(s). WE retain the right to make changes to OUR network site(s) as deemed necessary by US at OUR sole discretion and without any advance notice. WE will provide statistical data for revenue generated by You for which We were able to track, record and log in good faith using Our software. YOUR RESPONSIBILITIES YOU agree to display the respective advertisement code or link on YOUR site as provided to You by Us. For copyright issues and other concerns, YOU must legally own the domain(s) which YOU listed on YOUR affiliate registration. YOU agree to follow any instructions or guidelines WE dictate for using codes or links. YOU agree to cooperate fully with US to ensure codes and links are maintained and used according to OUR requirements as well as the marketing Terms and Conditions of each respective Client Advertiser. YOU will not alter, modify or expand any code or link, and will install it in the precise format provided to YOU by US. You will not attempt to conceal the results of Our codes or links in any manner, including but not limited to; the use of background colors, overlapping graphics, font manipulation, resizing, frames pages or iframes without first receiving expressed written permission from Us. You agree to not place Our Client Advertiser links or codes onto any incentive-based website(s) unless placement on incentive-based websites is specifically authorized in writing by Pulsar Marketing and the respective Client Advertiser(s). You agree to follow all marketing Terms and Conditions as set forth by Pulsar Marketing and Client Advertisers including; but not limited to, content which may or may not be permitted on link/code placement web pages or emails, approved graphics, textual content, as well as updating graphics and textual content as required to remain within marketing compliance. You will earn commissions only for valid consumer actions which were derived via the codes and links provided to You by Us. For details regarding valid consumer actions, refer to the respective Affiliate Network. YOU agree to accept email and other correspondence from US at the email and/or physical mail address YOU provide US on YOUR Registration Form. YOU agree to keep US advised and up to date on any and all changes that may be necessary as to the information You had submitted on the Affiliate Registration Form. YOU agree that if YOU advise US that YOU no longer wish to receive email from US then this agreement will be considered terminated and Your Affiliate membership will likewise be terminated, and any earned yet unpaid commissions shall remain subject to Our minimal payment requirements. In the event You have an upaid balance which does not meet Our minimal payment requirement, You shall forfeit said balance upon termination of this Agreement. YOU agree not to solicit, nor attempt to solicit, any Client Advertiser on any Pulsar Marketing network for the purpose of entering into direct advertising agreements which may circumvent OUR service and the award of OUR service fee to Us. YOU further agree not to entertain any solicitation which YOU may receive from any Client Advertiser on OUR network, and to report such instances within two (2) business days of receiving any such solicitation. YOU understand and agree that violations of this policy, and any violation of OUR AGREEMENT, shall result in YOUR immediate termination from any and all Pulsar Marketing networks and forfeiture of any and all earned yet outstanding revenue, regardless of balance amount. YOU agree that unsolicited email (spamming) and/or other generally unacceptable forms of marketing and/or any marketing techniques, methods or approaches that are done directly or indirectly promoting OUR products and or services and are not pre-approved by US are Not Permitted. YOU agree that WE are the sole authority to determine if any unapproved marketing YOU do for US directly or indirectly is "generally unacceptable" or is considered "spamming". YOU agree that YOUR failure to follow any and all terms of this agreement allows US, at OUR sole discretion, to immediately terminate this agreement and to deny remitting to You or to Your representative any generated yet upaid commissions. PAYMENTS Compensation which is earned and originating from activity received through YOUR placement of OUR advertising code or link shall be paid monthly, by the end of the month for the preceding month's earnings, provided the amount is $50 or more ($50 minimal requirement). In the event YOUR earnings are less than $50, YOUR earnings will be carried forward month-to-month until the $50 minimum is obtained. Commission totals from more than one Pulsar Marketing Affiliate Network cannot be combined in order to meet the $50 minimum requirement. In order to receive commission payments from more than one Pulsar Marketing Affiliate Network, You must generate a minimum of $50 in monthly revenue from each network. For networks in which You generate revenue yet fail to generate a minimum of $50 in monthly revenue, said revenue shall be carried forward month-to-month on the respective network until You generate the required $50 minimum. Additionally, Affiliates with multiple Affiliate memberships at the same Pulsar Marketing Affiliate Network, cannot combine; nor transfer, commission balances from one membership to another. For commission payout amounts, refer to each Client Advertiser's compensation at the respective Pulsar Marketing Affiliate Network. In order to receive your earned commissions pursuant to our payout schedule, the following information is necessary: U.S. Affiliates: You must be a U.S. citizen residing in the U.S. with a valid, physical mailing address. You must provide Us with a completed, signed W9 Form for each current tax year. Commission payments are rendered via a Pulsar Marketing debit card or a mailed check to a physical U.S. address (not to a PO Box). Commission payments generated yet pending distribution due to YOUR not having supplied the necessary current tax form or other personal information, shall be held for a maximum of 90 days from the date of the check; or in the event of debit card payments, 90 days from the date in which the payment transfer was to occur. Affiliates who do not provide the proper tax form or other required personal information prior to the 90 day expiry shall forfeit said commission payment(s). Non-U.S. Affiliates: To claim Non-U.S. Affiliate status, You must either reside outside of the U.S. or be able to prove You do not have U.S. citizenship. You must provide Us with a completed, signed W8-BEN Form for each current tax year, as well as a PayPal email address which lists Your PayTo Name and declares Your PayPal account as a Verified Non-US Member. Commission payments are rendered via PayPal or a mailed check to a physical Non-U.S. address (not to a PO Box). Commission payments generated yet pending distribution due to YOUR not having supplied the necessary current tax form or other personal information, shall be held for a maximum of 90 days from the date of the check; or in the event of debit card payments, 90 days from the date in which the payment transfer was to occur. Affiliates who do not provide the proper tax form or other required personal information prior to the 90 day expiry shall forfeit said commission payment(s). NOTE: Citizenship/Residency Change: You cannot change any citizenship nor country of residence information after registering, joining and/or getting approved for any Pulsar Marketing Affiliate Network. If You need to change Your citizenship and/or national residency, You must terminate Your existing Affiliate membership and re-join using Your new citizenship/residency information. Pursuant to Our termination policy, generated yet unpaid commissions cannot be transferred from one Affiliate membership to another. Additionally, commission payments will not be forwarded from a previous declared U.S. address to a Non-U.S. address. REPRESENTATIONS AND WARRANTIES YOU represent to US that YOU have the authority to enter into this Agreement, that YOU are licensed (to the extent required by law) to do business and to carry out YOUR obligations in this Agreement, and that, to YOUR knowledge, there is nothing that would prevent or threaten YOUR ability to perform YOUR obligations in this agreement. YOU have independently evaluated the desirability of participating in the program and YOU are not relying on any representation, guarantee or assurance other than as stated in this agreement. YOU represent; to the best of YOUR knowledge and control, all consumer activity and any and all subsequent commission earnings generated through the Advertising codes and links provided to You by Us are valid and; in instances of application/lead form submissions, such forms were completed and submitted by the same person whose name is on the application. CHANGES WE may change, modify, add or delete any term or condition of this Agreement (collectively a "Change"), at any time and at OUR sole discretion, by emailing to YOU or by posting on OUR site the Change, effective on the date WE specify. Changes may relate to, for example, the scope or type of Commissions, the Commission payment schedule, payment procedures and Program rules. IF ANY CHANGE IS UNACCEPTABLE TO YOU, YOU MAY TERMINATE THIS AGREEMENT PURSUANT TO OUR TERMINATION POLICY. YOUR CONTINUED PARTICIPATION IN THE PROGRAM AFTERWARDS CONSTITUTES YOUR BINDING ACCEPTANCE OF THE CHANGE. WARRANTY DISCLAIMERS OUR site is provided as is, without any express or implied warranty of any kind with respect to OUR program, the links or OUR system(s), policies or procedures, including, without limitation, warranties of fitness, merchantability or non-infringement of intellectual property. In addition, WE make no representation or warranty that the operation of OUR site will be uninterrupted or error free, and WE will not be liable for any interruptions, downtime or errors. WE cannot be held liable for the accuracy of, or errors in, the reports WE use from others or from the failure of others to provide reports, although WE will make all reasonable efforts to assure such reports are accurate and timely to the best of OUR ability. WE may at any time directly or indirectly solicit new customers on terms that may differ from those in this agreement or from those in effect at the time of this agreement. WE may operate web sites that are similar to or compete with YOUR site. CONFIDENTIALITY Without prior written consent, YOU or WE will not use or share with any third party any information relating to the number, percentage or type of visitors on YOUR site that follow a link to OUR site(s) without limitation. YOU or WE will not disclose or share with any third party the amount of compensation paid to YOU under this agreement. This provision will survive termination of this agreement. INDEMNIFICATION WE agree to hold harmless YOU and YOU agree to hold harmless US from any and all loss, damage, liability, claims or causes of action in any way resulting from any acts or omissions of either US or YOU in connection with or in any way related to this agreement. This mutual indemnity shall include, but not be limited to, any loss, damage, liability, claims, or causes of action under any state or federal consumer credit laws, including but not limited to the Federal Truth in Lending Act and Equal Credit Opportunity Act. LIMITATION OF LIABILITY WE will not be liable for indirect, special or consequential damages, such as loss of revenue, profits or data, arising from or in connection with this agreement or the program, regardless of whether WE were informed or had direct or imputed knowledge of the possibility of direct, special or consequential damages. YOUR obligations in this provision will survive termination or expiration of this agreement. Except with respect to compensation payment obligations WE owe to YOU, the total aggregate liability relating to this agreement that WE will be liable for is $500.00. TERM, TERMINATION The term of this agreement is thirty (30) days from the date of its execution by both parties, and is automatically renewed monthly until terminated by YOU or US. Upon termination of this agreement all compensation paid to YOU shall immediately cease. The indemnification and other terms that are necessary after the termination of this agreement shall survive any termination of this agreement. Pulsar Marketing Inc.; may, at Pulsar Marketing Inc's sole discretion, terminate You from any or all Pulsar Marketing Affiliate Networks. Common reasons for Affiliate Termination by Pulsar Marketing Inc include; but are not limited to, Your failure to comply with Pulsar Marketing's Terms and Conditions contained in this AGREEMENT, Your failure to meet the marketing Terms and Conditions as set forth by Pulsar Marketing's Client Advertisers, inability for Pulsar Marketing to contact You via email or telephone, vulgar/obscene correspondence; whether verbal or written, from You to any Pulsar Marketing Inc staff member, or failure to provide required tax information within 90 days of generating commissions. YOU agree that termination of this agreement; for any reason either by You or by Us, will also immediately terminate any further payments for commissions generated by You yet upaid by Us. In such event, any earned yet upaid balance(s) shall be forfeited by You. BINDING AND SOLE AGREEMENT This agreement shall be binding upon YOU and US and to any successors and/or assignees. This agreement is the sole agreement between the parties, no prior agreements or understandings shall be effective for any reason. The waiver or failure of either party to exercise any right provided in this agreement shall not be deemed a waiver of any other rights. In the event that any portion of this agreement be declared void, unlawful or unenforceable, that portion shall be deemed stricken from this agreement and the remaining portions of this agreement shall continue in full force and effect. YOU shall comply with all United States Of America Federal, State, and Local laws. NO ASSIGNMENT YOU will not assign any aspect of this agreement to another person or entity without OUR prior written consent which will be at OUR sole discretion. GOVERNING LAW This agreement shall be construed and enforced in accordance with, and governed by, the laws of The United States Of America and or the State Of Mississippi. All causes of action between the parties shall be brought in the appropriate court in Harrison County, Mississippi. In the event of litigation, the prevailing party shall be entitled to recover reasonable attorney fees and costs. CORRESPONDENCE All correspondence WE send to YOU, including but not limited to YOUR compensation payments, will be sent to the email address and or the mailing address YOU provided to US on the Pulsar Marketing Affiliate Program Registration Form. DIRECT ALL CORRESPONDENCE REGARDING ANY PULSAR MARKETING AFFILIATE NETWORK TO: Pulsar Marketing, 16033 N Big Hill, Gulfport, MS 39503 ENTIRE AGREEMENT This agreement is the complete and entire agreement of the contract between YOU and US regarding this relationship and will not be affected by any prior written or oral agreements or assurances.

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